People purchase insurance policies to protect themselves and their families in the event of a loss or accident. When you pay your insurance premiums, you hope the insurance company will honor the contract and pay you the benefits you paid for. So what happens when you or a family member suffers a personal injury or incurs property damage — and the insurance company refuses to process your claim or pay according to the terms of your agreement?
An Aggressive Advocate for Your Legal Rights
When your insurer or the insurer for the careless or reckless driver who hurt you or your family becomes unreasonable, balks at paying anything, conceals why you won't be paid or won't give any reasonable explanation for why you won't get the benefits already paid for, consider consulting us. We have extensive experience dealing with insurance companies that act in bad faith toward policyholders. We are skilled in analyzing the details of your policy to pinpoint where your insurance company has violated industry standards or even broken the law, including the Colorado Unfair Claim Settlement Practices Act, C.R.S. §10-3-1104 (1) (h). We try to help insurance companies with their obligations to:
- Promptly investigate and evaluate your claim
- Promptly pay your claim or tell you why your claim is denied
- Communicate regularly with you regarding the status of your claim
- Promptly pay you any undisputed portion of a claim
- Provide a prompt and reasonable explanation of any other claim denial or offer to pay less than the benefits you purchased
- Not engage in "lowballing" by unreasonably evaluating your claim
- Not unreasonably delay or deny claims
- Not unreasonably resist liability by asserting comparative negligence
Insurance Bad Faith Laws in Colorado
For further information on insurance bad faith, please visit our informational pages below:
- An Overview of Insurance "Bad Faith"
- Colorado Law Regarding Unfair Claim Settlement Practices
- How Insurance Companies Should Handle Claims
Colorado Insurance Bad Faith Lawyer
From its Denver, Colorado, office, the Kaudy Law Firm, LLC, represents people and businesses hurt by others, from unsafe drivers to unscrupulous insurance company practices. The office serves personal injury and insurance bad faith clients throughout the Denver metro region, the I-70 and I-25 corridors and in communities throughout the state. Contact our firm by phone, e-mail or post to schedule a free initial consultation. Our office is conveniently located in Larimer Square, in lower downtown Denver. Most cases are taken on a contingency or percentage basis when the injured party cannot afford to pay hourly like the insurance industry does. Injury victims pledge a portion of their outcomes so they can afford legal counsel and even the playing field with the well-financed defense bar.
Problems with an insurance company? Call Richard Kaudy or Mike Fossenier.
