What if I do not have health insurance

More than 20% of Americans are without health insurance. If you have been injured as a result of someone else’s negligence and you do not have health insurance, you may find that obtaining quality treatment for your injuries is difficult. There are solutions.

As mentioned above, the at-fault party’s insurance company will not pay for your medical treatment until your case is settled. One reason they do this is that the less medical treatment you receive, the lower the value of your case. Thus, if the insurance company knows that you do not have health insurance and knows that your medical bills are being sent to collection agencies, they understand that you might be willing to settle your case quickly and for far less and full compensation. You might even be willing to settle your case without diagnosing the seriousness of your medical problem.

There are solutions to this common problem. The Kaudy Law Firm works with a network of medical providers who can treat your injuries on a “lien” basis. This means that the medical providers wait until your case is resolved to be paid for their services. Using these providers will allow you to receive the medical treatment you need without the fear of your medical bills going to collection.

If you have any questions about your medical treatment and who will pay for what, please call or email us today. The Kaudy Law Firm is here to help!